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As an agricultural country, Indonesia’s economic growth depends on the agricltural industry but ironically, 78% of the active local household farmers did not meet bank's capital requirements.

Moreover, the challenges in the agriculture sector like the penetration of technology-based interconnection to create sustainable t, decreasing number of active farmer regeneration with 65% current farmers are above 60 years old, and the increasing number of unemployment in the villages consequently forms 2x economic gap than in the city. Given this situation, the dream to make Indonesia the world’s food barn seems impossible without any attempt to change.

However, we are confident to take the challenge by giving opportunity to small and medium size farmings to expand their business and implement their ideas while building community trust on the agriculture sector.

With CROWDE, we would make the plan to increase the living standards and inclusive economic growth in Indonesia comes true. Let’s start planting kindness, now.

With spirit to help the farmers,
Yohanes Sugihtononugroho

crowdein Supporting

Sustainable Development Goals

NO POVERTY

Hand in hand with farmers to increase production and revenue that will help them out of poverty.

ZERO HUNGER

Increase farms productivity to feed the whole nation and the world.

DECENT WORK AND ECONOMIC GROWTH

Opening new job opportunities in farming, even in remote areas.

crowdeYear In Review

Throwback of CROWDE’s journey in improving the welfare of farmers and encourage community to invest in the sector.

Meet our main stakeholders

Yohanes

Yohanes

Sugihtononugroho

President Director
Noviani Surjawidjaja

Noviani Surjawidjaja

Director

Adryan Hafizh

Adryan Hafizh

Head Commissioner
Deche Helmy Hadian

Deche Helmy Hadian

Independent Commissioner

Yohanes Sugihtononugroho (Controlling Stockholder)
Adryan Hafizh
Muhammad Risyad Ganis
Jeffry Anthony
Aloysius Gondoprastowo
PT UMG Indonesia

Our portfolio

Total loan amount

2017 - present

Rp 966,579 Billion

Total loan amount this ongoing year

Jan 2024 - present

Rp 540 Million

Amount of outstanding loans

Total

Rp 539,029 Billion

Number of borrowers

(Individuals and Institutions)

20,549 borrowers

Number of unique borrowers

(Individuals and Institutions)

13,023 borrowers

Number of active borrowers

(Individuals and Institutions)

13,589 borrowers

Affordable fees

starting from

2,54% per Month

Laporan Posisi Keuangan

Pada tanggal 31 Desember 2022

(dalam Rupiah)

ASSET

Asset Lancar

4.207.660.562

Asset Tidak Lancar

5.143.840.311

TOTAL ASSET

9.351.500.874

LIABILITAS

Liabilitas Jangka Pendek

745.525.211

Liabilitas Jangka Panjang

43.765.933

TOTAL LIABILITAS

789.291.144

EKUITAS

8.562.209.730

Laporan Laba Rugi Komprehensif

Untuk tahun yang berakhir pada tanggal 31 Desember 2022

(dalam Rupiah)

Pendapatan

16.552.523.614

Beban Operasional

- 17.763.084.380

Lain - lain

187.888.070

Laba Komprehensif

- 1.022.672.696

Opini Audit 2022:

Laporan Keuangan Terlampir menyajikan secara Wajar Tanpa Pengecualian dalam semua hal yang material posisi keuangan PT Crowde Membangun Bangsa tanggal 31 Desember 2022, serta kinerja keuangan dan arus kas untuk tahun yang berakhir pada tanggal tersebut sesuai dengan Standar Akuntansi Keuangan Entitas Tanpa Akuntabilitas Publik di Indonesia.

Do You Want to be the Agent of Change?

Do you share the same vision with CROWDE? Are you willing to work to make positive impact for many people?

CROWDE is looking for a new family member who is willing to help farmers through their work and achievement. CROWDE needs dedicated people to make the change and improve CROWDE to be even better.

Are you the one?

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